Universal life insurance is permanent life insurance that is flexible and builds cash value.
The flexibility allows you to vary the amount of premium you pay and also change the death benefit while the policy is in force.
Your policy can build cash value that you may use when you need it most; for instance, to pay for your child's education or to supplement your income. We offer Conseco Universal Life (Conseco UL) from Conseco Life Insurance Company.

Conseco Universal Life:

• You choose what to pay and how often - Increase or decrease your future premiums.
• Builds cash value - You can borrow against your policy's cash value.
• Customize your policy with additional riders - Many additional options available.


• You choose if you want your policy to:
  1. Provide easy access to death benefit if the insured should become terminally ill.
  2. Guarantee that your policy stays in force for 20 or 30 years.
  3. Pay a benefit for each month you are totally disabled beyond a specific waiting period.
  4. Allow the policy's mature date be extended at no extra cost.