Term Life Insurance Q&A
- Why should I choose BeyondQuotes?
- Which companies do we represent?
- Is BeyondQuotes licensed where I live?
- Is my information confidential?
- Do you only offer rate quotes?
- How do we choose which companies to represent?
- How much Term Life Insurance do I need?
- What are "level" policies?
- What should be the term length?
- Is it worth insuring my spouse on my policy?
- Can you explain the difference between Term and Whole Life plans?
- I suffer form a pre-existing condition. Can I still be insured?
Applying for a Policy
- How do I apply for Term Life Insurance?
- How do I find the best value plan for my needs?
- What is the waiting period between applying and coverage?
No easy life insurance is quick and easy
For obtaining traditional life insurance, you are required to undergo medical examination. But now, you can purchase no exam life insurance which offers you the same benefits without appearing for a medical exam.
No exam life insurance is for anyone who wants to save himself/herself from the trouble of going through painful medical examination. Earlier, if you had a preexisting condition, you were either spurned or faced difficulty in securing insurance.
With no exam life insurance, things have become really easy for those suffering from any pre-existing condition or who have a medical history. Even seniors don’t need to worry anymore because this type of insurance makes it possible for them to buy life insurance coverage.
Benefits of No Exam Life Insurance
No medical exam required
No wastage of time
No unnecessary botheration
No turning down of insurance
No medical history required
Buying this insurance, you can save time and don’t have to put up with unnecessary botheration. You also do not have to wait for weeks to get your application approved. Some insurers claim to get you insurance in 15 minutes.
Insurance for Seniors
No exam life insurance is a boon for seniors. It’s a known fact that seniors face problems while shopping for life insurance. They are either turned down or charged high premiums. But with this kind of insurance, age is not a criterion. Oldies can easily get this insurance policy , that too at reasonable rates.
In order to see which insurance plan would suit you, you can request for a quote, either online or through the conventional method. There are several insurers in the market who provide customized insurance plans.
With the internet, it’s easier to grab a good insurance plan. There are a gargantuan number of options available on the web that will save your precious time. You just need fill out an application form and you may get underwriting done in a matter of few minutes. It’s that quick.
However, do not take any decision in haste. Before settling down for any such plan, it is important to check out all the terms and conditions. There are many companies who may want to take advantage of your situation, not disclosing all the relevant information.
Therefore, it is always good to exercise caution when shopping online or offline.
This insurance is a great way to protect yourself and your family from the adversities of life. It is quick, affordable and for anyone who has been turned down insurance in the past for some or the other reason.