Term Life Insurance Q&A
- Why should I choose BeyondQuotes?
- Which companies do we represent?
- Is BeyondQuotes licensed where I live?
- Is my information confidential?
- Do you only offer rate quotes?
- How do we choose which companies to represent?
- How much Term Life Insurance do I need?
- What are "level" policies?
- What should be the term length?
- Is it worth insuring my spouse on my policy?
- Can you explain the difference between Term and Whole Life plans?
- I suffer form a pre-existing condition. Can I still be insured?
Applying for a Policy
- How do I apply for Term Life Insurance?
- How do I find the best value plan for my needs?
- What is the waiting period between applying and coverage?
Grab Quick Insurance Right Now
If you are considering buying life insurance, do not wait any longer. Delaying your decision will only result in loss. The rates of insurance keep rising, so it’s better you grab a quick insurance right now. The advantages of getting quick insurance are many. Moreover, it is best to procure life insurance coverage when you are young and healthy, for the protection keeps getting expensive with age.
Plus, if you acquire some serious health problems at a later stage, you won't be able to get quick insurance and that too easily. Even if you do manage to get one, it will be quite expensive. You might also have to undergo a medical examination to get an appropriate quote. Some companies have a condition where the applicant has to take a medical exam to get an insurance quote, while there are others who do not have any such conditions. They are ready to offer you a quote on the basis of some basic information like age, gender, health condition, etc.
Based on the information provided by you, the insurance agent will offer you a quote that suits all your needs. Other than the normal expenses for which people buy insurance coverage, there are so many other costs that can be covered with the help of a life insurance policy. For instance, insurance for final expenses. See what all can be covered in final expense insurance.
What is Final Expense Insurance?
To settle full and final expenses like burial and funeral expenditures, probate and estate disbursements, consumer debts, and outstanding medical bills, life insurance coverage can be of great help to your family members. The insurance coverage bought for this purpose is usually less when compared to buying a life insurance policy to take care of family expenditures.
People mostly procure final expense insurance to pay off $5000 up to $50, 000 as final costs.
Interested in buying final expense insurance? Our representative is just a call away.
What is No-Exam Life Insurance?
If you have been postponing purchasing a life insurance in fear of the medical examination, here is your chance of getting quick insurance. All you need to do is to answer some basic questions about yourself over the phone. You will not have to undergo any kind of medical exam for this. Great, isn't it?
The result whether your application has been sanctioned or rejected is declared in a short period of time. Usually, this kind of insurance comes for $300,000 or less in insurance coverage and could be for a period of up to 30 years.
If your application is approved, you will be able to get quick insurance, as early as in a few days time. You don't have to go to any insurance agent or insurance company because all the formalities can be completed over the phone.
This type of insurance acts as an extra insurance and is useful when changing a job or moving to a new house.
So, what are you waiting for? Call our representative now to get quick insurance and the best quotes.