Term Life Insurance Q&A
- Why should I choose BeyondQuotes?
- Which companies do we represent?
- Is BeyondQuotes licensed where I live?
- Is my information confidential?
- Do you only offer rate quotes?
- How do we choose which companies to represent?
- How much Term Life Insurance do I need?
- What are "level" policies?
- What should be the term length?
- Is it worth insuring my spouse on my policy?
- Can you explain the difference between Term and Whole Life plans?
- I suffer form a pre-existing condition. Can I still be insured?
Applying for a Policy
- How do I apply for Term Life Insurance?
- How do I find the best value plan for my needs?
- What is the waiting period between applying and coverage?
Life Insurance Leads
Insurance agents know all about competition within the industry. Sourcing good life insurance leads is the life blood of your agency and while there are plenty of websites and companies that say they can get you ‘guaranteed life insurance leads’, you need to remember that there is no such thing as a ‘guaranteed’ anything. The majority of leads on these lists never pan out and you would simply end-up wasting the money.
Working in Sales
Whenever you work in a sales field of any form, you are consistently dealing with a numbers game. If you talk to prospective leads who are really interested, then you will get plenty of sales. In this respect, you need to collect as much data as possible. You need to make sure that the data you receive is legitimate so going about finding them must be done using a realistic approach. Using leads that you find on the internet are not going to have people running to your agency to purchase policies.
Finding Leads online
You can find leads online within no time. You need to research and find a company which has established itself as a reputed player in the market. This is the best technique to find leads which can really make a huge difference to the outcome. You are not going to do business with a company that cannot deliver what they promise.
Utilizing Leads to generate more revenue
As soon as you have identified a reputable and good source of life insurance leads, you need to act immediately and get on the phone right away. You should present yourself as someone who is more concerned about your benefits than selling a life insurance policy. You can easily start making new customers and sales by doing the things properly. It is highly advisable that try not to come across as a sales agent. It takes time and practice to become a sales champion.
You need to keep pace with the changing guidelines all the time. It makes sense given the fact that you would be in a better position to sell the right type of products to your audience. It goes without saying that you can convince them without making any serious efforts to do so.
What to do if you are unsure about a service provider
If you are unsure about a service provider and whether or not they are legitimate, ask them for a sample. If they refuse to do it, then simply say thank you and move on. Any company worth a salt will be happy to give you a sample list to review in an effort to get your business.
You should stay away from any provider that refuses to give you a sample list or a money back guarantee. They are simply looking to make a buck. Your life insurance leads are real people who are looking for a good policy. Treat them like they have feelings and like they are your number one priority and you will find that they are customers for life.