Term Life Insurance Q&A
- Why should I choose BeyondQuotes?
- Which companies do we represent?
- Is BeyondQuotes licensed where I live?
- Is my information confidential?
- Do you only offer rate quotes?
- How do we choose which companies to represent?
- How much Term Life Insurance do I need?
- What are "level" policies?
- What should be the term length?
- Is it worth insuring my spouse on my policy?
- Can you explain the difference between Term and Whole Life plans?
- I suffer form a pre-existing condition. Can I still be insured?
Applying for a Policy
- How do I apply for Term Life Insurance?
- How do I find the best value plan for my needs?
- What is the waiting period between applying and coverage?
Term Life Insurance at 74
Are you over 50 and looking for term life insurance? Term life insurance at 74 is simple and pretty easy to obtain. There are different companies across the continent that provides term life coverage at this age. Every person holds different opinion about it, to say the least.
The first obvious response is “it is not for me”, well, no one likes the idea that he or she will ever fall ill and they will have to consult a doctor or purchase a prescription. But at some point in our life we tend to off from our strict health regime and get sick.
The premium amount is affordable and majority of the insurers promise not to increase the premium in future. In some instances term life insurance is offered along with whole life coverage at this age.
You need not to undergo any form of medical examination or required to answer questions when applying for it. Majority of the insurers from website that are offering this service have guaranteed acceptance. It will bring a breath of relief to people as they are not required to submit a positive medical report of their examination.
Get enrolled for your own betterment
Many people do not like the idea to carry an insurance policy but fearing the unexpected medical expenses they are almost compelled to do so. In many cases people who are above 50 carry one or the other medical problems and this makes it really difficult to get enrolled in insurance at 74 if they are required to clear a medical examination.
Thanks to the technological advancement in the field of information technology, almost all the companies are available online and this makes it easy for the end user to compare the costs with one another.
In fact one can get enrolled in it by sitting at the comfort of their home. They can get the quotes, fill in the application form and can even consult an agent online.
Get the right insurance quotes
In some instances it is not possible to get insurance quotes that are applicable in your local area. In such cases one need to just fill the form given on this website and one of our insurance agents will get in touch with you as soon as possible. All our agents have years of experience and adequate amount of knowledge to provide explanation on any matter possible.
Although, medical issues and affordability are the main concerns for a person getting enrolled in term life insurance at 74 but one should not overlook the credibility of a company. Go through the history of the respective company and if possible talk to people who are already enrolled in policy provided by them.